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Refinancing Is Not Surrender: When Restructuring Your Debt Can Save Your Cash Flow

Refinancing Is Not Surrender: When Restructuring Your Debt Can Save Your Cash Flow

by Rosa Rodríguez | 8 Jun, 2026 | Articles in english

In our March #SilverTalk, we explored how a company can be profitable on paper while struggling with liquidity. We saw that one of the tools to bridge that gap is financing. But access to credit is only part of the equation: the structure of that debt matters just as...
Cash Flow vs. Profitability: Why Companies Fail While Being “Profitable”

Cash Flow vs. Profitability: Why Companies Fail While Being “Profitable”

by Paula Betances Thomas | 26 Mar, 2026 | Articles in english

Imagine reviewing your financial statements and seeing exactly what you expected: positive profits, growing sales, and healthy margins. Yet at the same time, you don’t have enough funds to meet your obligations. Could it be an error? Is accounting not reflecting...
Interrupted Income: What Is Loss of Profit?

Interrupted Income: What Is Loss of Profit?

by Kassandra Acosta | 30 Oct, 2025 | Articles in english

Imagine you provide transportation services through an app and have an accident that disables your vehicle for a week. We all know that the cost of repairs is recoverable. But what about the income the vehicle stopped generating during that time? That, precisely, is...
Financial Leverage: growing more, with less

Financial Leverage: growing more, with less

by Paula Betances Thomas | 30 Jun, 2025 | Articles in english

The words “leverage” or “debt” often generate different perceptions within the business environment. However, far from being limiting tools, when used appropriately, they can become key drivers to accelerate a company’s growth, transforming what some see as ‘risk’...
From Chicago: Silver joins the global conversation on the future of finance

From Chicago: Silver joins the global conversation on the future of finance

by Silver | 29 May, 2025 | Articles in english

This month, Silver participated in one of the most influential events in the financial world: CFA Live 2025, held in the city of Chicago. The event brought together global leaders in investment, technology, and sustainability to address the most relevant topics...
From Inventory to Cash: Understanding the Working Capital Cycle

From Inventory to Cash: Understanding the Working Capital Cycle

by Rosa Rodríguez | 30 Apr, 2025 | Articles in english

Working capital is an essential concept in the financial management of any company. It refers to the resources available to cover daily operations and ensure business continuity. Its proper management directly impacts liquidity, solvency, and an organization’s growth...
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