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The Cost of Not Separating Personal and Business Finances: How It Affects Dominican MSMEs

The Cost of Not Separating Personal and Business Finances: How It Affects Dominican MSMEs

by Rosa Rodríguez | 20 Oct, 2026 | Articles in english

In previous #SilverTalks, we analyzed why a company can be profitable on paper and still face liquidity problems. This time, we address one of the most common causes of that situation among Dominican MSMEs: the mixing of the owner’s personal finances with those...
When Does It Make Sense to Value a Company? Beyond Selling It

When Does It Make Sense to Value a Company? Beyond Selling It

by Paula Betances Thomas | 17 Sep, 2026 | Articles in english

When discussing business valuation, it is common to immediately think of a potential sale and the need to determine how much the company is worth. While this is one of the most common reasons for conducting a valuation, it is far from the only one. In practice,...
Refinancing Is Not Surrender: When Restructuring Your Debt Can Save Your Cash Flow

Refinancing Is Not Surrender: When Restructuring Your Debt Can Save Your Cash Flow

by Rosa Rodríguez | 8 Jun, 2026 | Articles in english

In our March #SilverTalk, we explored how a company can be profitable on paper while struggling with liquidity. We saw that one of the tools to bridge that gap is financing. But access to credit is only part of the equation: the structure of that debt matters just as...
Cash Flow vs. Profitability: Why Companies Fail While Being “Profitable”

Cash Flow vs. Profitability: Why Companies Fail While Being “Profitable”

by Paula Betances Thomas | 26 Mar, 2026 | Articles in english

Imagine reviewing your financial statements and seeing exactly what you expected: positive profits, growing sales, and healthy margins. Yet at the same time, you don’t have enough funds to meet your obligations. Could it be an error? Is accounting not reflecting...
Interrupted Income: What Is Loss of Profit?

Interrupted Income: What Is Loss of Profit?

by Kassandra Acosta | 30 Oct, 2025 | Articles in english

Imagine you provide transportation services through an app and have an accident that disables your vehicle for a week. We all know that the cost of repairs is recoverable. But what about the income the vehicle stopped generating during that time? That, precisely, is...
Financial Leverage: growing more, with less

Financial Leverage: growing more, with less

by Paula Betances Thomas | 30 Jun, 2025 | Articles in english

The words “leverage” or “debt” often generate different perceptions within the business environment. However, far from being limiting tools, when used appropriately, they can become key drivers to accelerate a company’s growth, transforming what some see as ‘risk’...
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