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The Cost of Not Separating Personal and Business Finances: How It Affects Dominican MSMEs

The Cost of Not Separating Personal and Business Finances: How It Affects Dominican MSMEs

by Rosa Rodríguez | 20 Oct, 2026 | Articles in english

In previous #SilverTalks, we analyzed why a company can be profitable on paper and still face liquidity problems. This time, we address one of the most common causes of that situation among Dominican MSMEs: the mixing of the owner’s personal finances with those...
Refinancing Is Not Surrender: When Restructuring Your Debt Can Save Your Cash Flow

Refinancing Is Not Surrender: When Restructuring Your Debt Can Save Your Cash Flow

by Rosa Rodríguez | 8 Jun, 2026 | Articles in english

In our March #SilverTalk, we explored how a company can be profitable on paper while struggling with liquidity. We saw that one of the tools to bridge that gap is financing. But access to credit is only part of the equation: the structure of that debt matters just as...
From Inventory to Cash: Understanding the Working Capital Cycle

From Inventory to Cash: Understanding the Working Capital Cycle

by Rosa Rodríguez | 30 Apr, 2025 | Articles in english

Working capital is an essential concept in the financial management of any company. It refers to the resources available to cover daily operations and ensure business continuity. Its proper management directly impacts liquidity, solvency, and an organization’s growth...
IRR Explained: Why is it important in Investing?

IRR Explained: Why is it important in Investing?

by Rosa Rodríguez | 28 Nov, 2024 | Articles in english

The Internal Rate of Return (IRR) is a key tool in the world of investments, as it answers a crucial question: is this project profitable? In this #SilverTalk, we’ll explore what IRR is, why it’s a valuable metric for evaluating investment alternatives, and how to use...
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